The topic has been raised because the NAR has been creating some pretty crazy policies related to MLS lately, leaving many to wonder if MLSs themselves should be more in charge of their own destiny. I’m not sure I understand all the ways NAR helps MLSs today, but the main way the NAR incents MLSs to comply with their rules is errors and omissions insurance coverage. Could MLSs create a separate association (e.g., the Council of MLSs) to collectively purchase their own insurance? Would such an organization be useful? What other benefits does the NAR provide MLSs?